Need a Quick Start to Counseling?

CCCS of North Central Texas knows that our potential and current clients are very busy. Often it is just too hard to get away from work for long periods of time. This is why we provide an online system and an easier way for new clients to get started or current clients to check their information.
Our online counseling system is just a click away.

Do you Know the Difference?

• Do you know the difference between Debt Settlement/Negotiation, Credit Repair and Credit Counseling?
• Do you know that Debt Settlement may be reported to the IRS as forgiven debt that can be considered taxable income?
• Some Credit Repair companies claim to be able to remove all your bad credit. Do you know that no one can legally remove accurate and timely negative information permanently from a credit report except for the creditor that reported it?