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Destinations Along… Your Money Roadmap The Basics of Effective Money Management STP Saving-Tracking-Planning Develop the necessary personal money management skills to improve your cash-flow and learn to live within your means with no financial stress. Most people using these principles typically “find” $50 to $600 of their own monthly income to pay towards specific goals or debts, savings, or investments and retirement.Nail Down Debt A Proven and Practical Method for Paying off Debts up to 90% Faster Discover a simple method to pay off debts without additional income. See how you may be able to pay off your credit cards in merely months rather than 20 or 30 years or even longer! Principles work well on mortgages too.Wise Use of Credit Your Score Determines Your Buying-Power Learn how to improve your credit score to prevent sub-prime financing on credit cards, cars, homes and other big-ticket items. Focus is on explaining the “ins” and “outs” of credit, predatory lending and prevention of identity theft. Growing Cash Conscious Kids Create a better life for your children Do you want to protect your children from the multi-billion dollar advertising campaigns aimed directly at their emotions and your wallet? Our teen’s spending influenced more than $450 billion in spending in 2004. They spend money they have earned and money that you work hard for on recorded music, transportation, fast-food, clothing and entertainment. Learn the 5 stages of raising Cash Conscious Kids beginning as young as age three. Useful allowance guidelines provided. Included is a conclusive review on how to keep your kids from becoming over-spenders in an instant gratification world. Pass on to your kids how to save, use credit cards wisely and plan a budget—one they can stick with. Surviving Identity Theft The Costliest and Fastest Growing Crime in the Country People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess the thieves have made of a good name and credit record. Learn how thieves skillfully gain access to your confidential information; what to do to prevent ID Theft; and steps to correct the problem if you are a victim.The Money Trap Basics of Effective Money Management for Teens Teens today are bombarded with the temptation to overspend. Before graduation and before a steady income, they are targeted by the credit card companies who want to extend credit and students don’t know how to use credit. Our colleges are teeming with students in serious debt trouble. This seminar is designed to provide an awareness to teens on how to handle the credit, the ramifications of ruining their credit, how to guard against Identity Theft and some basic money management techniques.Teens learn how to track their spending to determine their spending patterns; learn the difference between a “need” and a “want,” and how to plan their income and spending to achieve their personal goals. Moving out into an apartment for the first time, and purchasing the first car are also covered in depth. |
